Best Credit Cards for Travelers – Why I Chose AMEX

If you love to travel often (especially from somewhere like Hawaii), picking the right credit card can make a huge difference—not just in how much you spend, but in how much you get back. After trying different options, I chose American Express (AMEX) as my main travel credit card, and here’s why it’s been the best choice for me.

1. Points That Actually Take You Places

AMEX offers Membership Rewards points, which are super flexible and valuable. I’ve used them to:

Book flights (especially international trips like Japan) Transfer to airline partners like ANA, Delta, and Singapore Airlines Upgrade to business class Offset hotel stays or travel expenses

If you’re smart about it, points can easily cover a big part of your travel costs.

2. Great Travel Perks & Protection

One reason I keep using AMEX is the travel-related benefits. Depending on your card, you can get:

Access to airport lounges Travel insurance and trip delay coverage Purchase protection and return protection Hotel upgrades or travel credits

I personally love having lounge access on long-haul flights—it makes travel days so much more relaxing.

3. Earning Points Is Easy (If You Use It Right)

I put almost everything on my AMEX—groceries, gas, online shopping, even business expenses from my salon work.

Here’s how I earn faster:

Use bonus categories (like 3x points on travel or dining) Use AMEX Offers (great for cashback or extra points) Pay it off every month = no interest Refer friends = referral bonus!

4. Why I Chose AMEX Over Other Cards

I’ve tried travel cards like Chase Sapphire or airline-branded cards, but for me, AMEX has more value because:

The points are more flexible Customer service is great The overall travel experience feels smoother It’s easy to pair with airline loyalty programs

5. Is AMEX Right for You?

If you:

Travel at least a few times a year Like planning and maximizing rewards Want perks like lounges and travel protection → then AMEX is totally worth it—even with an annual fee.

Final Thoughts

Choosing a travel credit card is personal—but for me, AMEX has helped make travel more affordable, more comfortable, and more fun. It’s not just about saving money, it’s about upgrading your whole experience.

Curious about getting an AMEX card for your own travels?
I’ve got a referral link you can use—feel free to check it out!
Use my link here and let me know if you have any questions!